[quote=evolusd]Sometimes I wonder if I’m too conservative. Save for retirement, keep liquidity for shocks like these, live within my means, etc.

My old neighbor told me they’re putting in a pool because they got a mortgage forbearance and the wife is actually making more on unemployment than she did working. All this after they drained their retirement to buy the home and were on a payment plan with the IRS for the big tax hit they weren’t expecting.

A POOL![/quote]

Hey, I’m making more for being furlowed 1 day than if I work that day. But I’m generally being responsible. They’ll get what’s coming to them.

Look at it this way. Instead of putting money towards a pool, if you stuck it into the markets during the downturn, you will be coming out well ahead.