[quote=The-Shoveler]Starting to see something I last during 2007-2008 just before the crash.

Banks offering higher interest than fed and cash incentives to open accounts (trying too raise cash/deposits).[/quote]

there’s almost no point in putting money in a CD. My CD’s are maturing and they are going from about 2.5% to 0.5% I’m just going to keep it liquid until something better comes along. Money market sweep account earns about 0.5% right now too, lol.