On the one hand, I definitely live by the rule what goes around comes around and try to be self sufficient and ask for as little as possible.
on the other hand, it does sound like Josh is taking a financial hit and neither he nor the rest of us have any idea of what the next 6 to 12 months will look like. I can imagine myself in situations where I may try to conserve my cash as much as possible right now and as a matter of fact have taken some steps in that direction myself – though not anything to do with my mortgage as I still want to pay that puppy off ASAP. Sick of owing the bank.