My mortgage right now is it 5 1/4 so anything I refi into is will be better than what I currently have!

With all of this volatility I’m wondering if in the near future housing prices are going to take a big crash and I’d be wise to refinance now.

I probably have a couple hundred thousand in equity so I’m not at risk of having a bad loan to value even with a little bit of cash out.

I’m curious what you guys think about if real estate prices are going to take a big hit and how quickly that’s going to happen.