[quote=Hobie]Nice analysis flu! This kind of discussion/analysis should be part of every high school students coursework. Real world investing and financial decision making. Heck, they only touched on this in my college classes … and I was a business major.

As you are aware, lots of people can not deal with the landlord part of the real estate investing so RE is not for everyone… ok maybe a REIT ;)[/quote]

I agree. But at the same time, I also think the financial/money management industry have been perpetuating a lie. The stock market isn’t that great for the non lazy. and also 401k/IRAs are tax magnet that probably well disciplined people dont need. See my other thread.

The other thing is, what will the next 10 years look like?
It’s not cash, that’s definite losing proposition. For real estate, at least in SD, appreciation will probably be flat. So you’ll need to primarily count on cash flow. Maybe stock will be the best option for the next 10 years? Don’t know.