dammit. ltc insurance.

my mom has it.

im alreafy so insred

life. 2,000
cars. 6,000
earthquake 1,800

forgot ltc. thatll kill the whole fragile set up.

i suppose the passing fantasy is i kill myself when shit is bad. but hard to do.

its kind of risky to have some but not a ton of money when old..

maybe its time to give it away a bit at a time.

shoot.
i think just giving it away too late can result in medicare clawback? not sure