Dear Piggs, I’ve been on here three years but lurking longer. I’m getting to a point to buy a primary residence again mid-summer. I only want to buy in 92054, West of the 5. Prices seem to have topped out for both SFRs and condos (but no multi’s that remotely pencil out at all.) Rents are lowering somewhat I’ve noticed. Should I rent one more year? Do you think coastal O’side prices might depress a little bit? What do you think of a place like North Coast Village (where most are Air BnB’d), if I could pick up a 1 BR for $450K + $500 HOA?
