people who think about shit too much tend to have worse returns, i think. [/quote]
Agree with you. But also people who don’t think enough.
There is this middle ground where you pick a good path, place your bets and walk away. It’s the moving money around (timing the market) that bites people.
Shoot, even the folks who study the market day in and day out can’t time it. What would make me think I have better insight than they do?
You’re prone to overanalyzing things scaredy, much like me. But at the end of the day, ya gotta put your money somewhere.
Here is socal we have the added benefit of real estate being a valid option. But there are wide swaths of the country where land isn’t worth squat. Just viewed a video of the downtown area of a Midwest town I lived in a few decades back. I always thought this lot in the center of town would be snapped up and built upon, probably a good investment. Well it is still empty and weed strewn today. Not worth anything. Would have been a very poor investment.