And I’m a little off the deep end calculating I’d need a 12 perc return when I’m basically counting not gains but getting back principal I’d have paid lump sum over many years,
OTOH
I fear this 200k could get spent quickly on home improvements.
Even a clean 3.375 perc is better than a new kitchen.
The money has to go somewhere. What’re my safer options. I can’t leave it in a money mkt fund.
Cali muni bonds?
I wouldn’t have thought interest rates would still be this low n 2018. It’s almost like I’m capitulating.
