I’ve paid off my mortgages except one rental which has a $50k balance on it.

I have to say, I had my doubts earlier because I felt I could use the money better by investing in higher returns… But honestly, I’m sort of glad I did.

I didn’t expect the rest of my investments to turn out as well as they did so far, and quite frankly at this point, I really don’t know what else I would do with it… So I decided to clear the liabilities off my table while times are good, so that when times are bad (because there will be a day), I can live a much more carefree life.

Kinda of like my philosophy of moving jobs/careers…Move while your hot, stay when you’re not.

One caveat of having virtually zero debt and still seeing a W2 package increasing, is that I can spend more time and things I enjoy doing…Even before my kid heads off to college. Because that 529k college savings plan, which has been the best performing account for the past 15 years, is now going to take care of that 4 years, and maybe part of grad school/med school.

Dont get greedy and try to maximize your returns…especially when you no longer need to. Just keep your head above inflation.