gzz, I don’t believe we’ll see a sub 1% long term rate. I agree with Rich on this point. However, Rich have made a case that price doesn’t move inversely with rate. I totally agree with that as well, since data proves it, so just because we have rising rate doesn’t mean we’ll have a decline/crash in price. I predict that rate and price will go up as well as inflation. If he gets through the minimum $125k for H1-B, that will definitely push up income for tech workers, which is a major buying population in CA. On top of that, CA minimum wage keeps on going up, so I don’t see how demand won’t keep on increasing.