I’d rather pay ONE rate for my insurance based on my location and company, as has been New York law for the past 25 years. Not even rating based on age or gender was allowed. Socialism is good — it keeps corporate filth from micro-managing people’s lives.
Really? You want some corporate swine tracking your sleeping habits? You really want it to get to the point that people have no privacy, and have to start paying extra for things beyond their control?
Say your kid stays up crying till 2 am, you get caught in traffic coming back from a trip, you’re worried about something and can’t sleep well for a few weeks. Ka-ching! Ka-ching! Goes your money into your insurapigs’ account.
This is why public insurance is needed, and not even the far-right in Europe opposes it. Does a much better job in providing cheap health care, and since it’s public, it’s bound by strict privacy rules. There would be a civil war if they started tracking sleep or eating habits in most countries!
And my ideal isn’t cashfree, clean Scandanavia. It’s corrupt, anarchic places like Italy, Greece, Portugal, or many East European countries.