[quote=teaboy]flu, thanks for sharing.
by “transaction costs” I meant the buy/sell spread. Per my understanding that’s the main “cost” when I’m buying/selling equities, and how the moneymakers make the bulk of their money. Pls correct me if i’m wrong.

I’ve been sitting on my hands waiting to sell more, since I feel the only way is down (short term; 1-2 yrs) and we’re overdue a stock market correction and economic recession. But my main fear is that after selling I’ll be stressing every day on when to buy back and then will fail at that even if I sell at a reasonable good time.

I’m also thinking of selling my sfh in Poway since i’m sure housing cant keep going up once the recession bites. But I probably wont do anything about it.

tb[/quote]

The way I plan of getting back into the market is after November ( assuming a steep selloff)…. I plan on just monthly dripping back into index funds. I’ll be happy with a -3%+ correction from this point on. Maybe $5-10k per month, rather than trying to move the entire bulk of my funds in at one shot. That way, regardless of how the market always does, I’m forcing myself to reinvest. If those regular monthly purchases end up being at the wrong time, it will be less damaging that one big wrong time purchase.

I have no plans to sell any homes since I still need a place to live, and the others cash flow well, which would be part of my retirement “pension”