I just initiated my refi with sebonic, going from 3.5% to 3.25% no fees, so far am being led to believe only out of pocket cost not covered by credit is $475 for appraisal. Appraisal is stupid, neighborhood comps are more than double my current mortgage.
How does that compare to what everyone else is doing?
My last refi was with quicken loans, so I called them to see if they wanted to play, offered me 3.25 with a $7,000 fee, but “rolled into my loan” so nothing “out of pocket” I was a shocked and when I shared the offer from Sebonic to prove I was not making it up they became RUDE and told me that it was a lie and the loan would never close…..
I read reviews for Sebonic they have good reviews overall.
