Yea, that’s were I’m at. I’ve broken my networth down into piles.

This is my living pile. Everything goes sh*t, we’ve still got a roof over our head.

This is my security blanket pile, if a bunch of stuff goes to sh*t, I can still pay for the essentials my kids need to get them flying on their own.

The rest is the invest pile. into varying degrees of risk and effort.

As for you AARP card, it’ll show up 3 months before your 50th birthday.