[quote=ucodegen] The costs are still increasing AND if you check the years immediately prior to the implementation of the ACA, you will find that the rate of yearly increase in costs was dropping prior to the ACA. When the ACA was implemented, the rate of increase did not go further down.. though it did not seem to go up. I am pretty certain that the cost tracking does not take into account subsidies – since that appears from a different bucket (often SSDI).
Average number of people under subsidy – 87%.
Average subsidy $268/month or 72% of the monthly payment with individuals paying avg $105/mo. Without subsidies, premiums would be 2.5x higher.[/quote]
I’m not sure where you’re getting your information. It’s wrong. I never said that costs went down. I said the increase in the cost of the average health insurance policy slowed to 1/2 the rate of the years immediately preceding the passage of the law.
The subsidy information you’ve provided is misleading. The percentage only applies to those purchasing qualifying policies on federal and state exchanges. It has nothing to do with employer based plans, where subsidies aren’t available. But beyond that, it has absolutely nothing to do with anything I’ve said.
