Having what you want and little debt is a great feeling, and our family has always pretty much taken that path, but never at the “cost” of being cash poor, so I completely agree with this discussion.

Although I know there’s an ongoing discussion about Prop 13 being repealed in some form, it has definitely been very helpful to many of us over the
years–especially the older members of the family–but it will be interesting to see how things go in the future.