[quote=outtamojo]Value seems to be in mid- high to higher end these days. I see lower end stuff being offered for what used to be higher end ask prices. Would it be a good move to sell the condos and put that money into something higher end or at least more prime? Something like a house in a choice area I could rent out for awhile and give to the kids if they want to live in that area. I wish I had the guts back then to use 15 year mortgages on my rentals.[/quote]

We all have our “I wish I had done XXXXX years ago”. You’re not alone. Well, look at it this way. It could have gone badly the other way too. You never know.

I’m going to be spending most of this year and next rebuilding my cash position. One thing that I’ve noticed is that ever since I paid off that god awful mortgage, it definitely feels like I have less net worth at hand. As a result, I’m much more careful with the remaining net worth I do have. Funny how that works.

I think run most efficiently they less liquidity I have. If I’m too liquid, I have a tendency to get slightly less careful on where my spending goes.