[quote=The-Shoveler]If your paying that much, more than likely for most people it pays for one parent to stay home (at least until they are school age).

At least it’s a write off.[/quote]

I can’t speak for most people, since many I associate with are in the same position. For us it was a personal decision to stay home. My wife really enjoys her work and didn’t want to put her career on hold…same with me. Fiscally it also doesn’t make sense for us. Regarding the write-off I can only write the first $5k off my AGI.