This retirement problem I think will be a major issue in the next few decades. I agree that anyone not saving themselves should get very little help, but if they offer nothing, what you will just have is people purposely committing crime to get locked up. That costs a TON more money than probably basic living expenses which should have been forced taken from people when they were younger.
I read this was also happening in Japan (trying to get jailed) since at least you are fed and have a roof over your head…and the medicines…(and the added loving at night)…
All that said, I think they probably should setup something very minimally (to prevent people living/dieing on the streets), but not doing anything and saying “tough” would just lead to more crime and people locked up which will cost all of us more money.
I think putting someone in jail costs over 50k or much more a year…Pretty wasteful.