My earthquake insurance quote is quite a bit higher, I think 2k a year?  Which probably means Temecula is much more likely to liquefy in the event of a major seismic event.  Which means maybe I should buy it.  I do own more than half of my house, and I would like to stay, so I probably should get the insurance.  Its just, the deductible is so damn high.  I doubt I’ll sleep any better at night than I am. Ive been sleeping so well since I knocked off drinking again 3 weeks ago.  I don’t get up in the middle of the night to pee.  I just sleep the whole night through.  It’s amazing.