I forget, are you in IT or programming? The 40s are the fickle years where you need to be on top of a niche or your very exposed.
The other thought is your 41. Retirement is 20ish years away. You’re burning close to $80k a year. What’s your retirement plan? If you don’t have a DB, you need substantially more money than you’ve got.
Just. IMHO. But it really seems like your living hand to mouth, just at the $100k burn rate.
