[quote=rockingtime]guys,
i am not sure what kind of bank it was but it was not probably gse.., for my second hse my lender was brian wada..
my first house was paid off almost and i had dti in control per my knowledge.
I am not financially very savvy when it comes to details but I definitely have an eye over the bigger pic.

r u guys planning to buy now ?[/quote]

I’m always looking. Would you mind digging up your old loan papers and find out which one of your lenders wasn’t GSE. I’d really really appreciate that because, it would be great to know in case I wanted to include my rental income more of my recent purchases as a means of borrowing for something else.