Understand, the lender does not look at the physical inspection report. They do review the appraisal. Homes with cracked slabs are not insurable and thus the lender will not originate a loan. The same is not true for wiring unless it is something noted and commented on by the appraiser.

Once again, items that can be remedied should not prevent someone from buying a home unless the price is prohibitive…

We all have our own thresholds as to what “prohibitive” is.