[quote=scaredyclassic]best price i could find 52 to 72 level term life is 2100/year. for 1 million

i think im worth more than a million but that seems like a good number. the 2100 is slightly painful but i think it could help me relax. maybe i’ll change my directive to DNR. at one million, its fine if i die.

interestingly one of the questions was whetehr i go hot air ballooning. my wife wanted to do that. i told her no way, that thing is a death trap. she mocked me. now i have proof.[/quote]

You can both go hot air ballooning. You just shouldn’t go together and you shouldn’t go at the same time.

Also, you want to read the fine print about life insurance. Sometimes there are exclusions that state that no benefit will be paid the first 1-2 years you are insured for high risk activities. If you’re wondering why, it was explained to me by the insurance agent that avoid a payout for someone that is suicidal.

As far as life term rates, health being equal. Termed insurance, the monthly payment is cheaper when you are younger, but if you were to buy a policy that ends exactly at the same day (for example when you turn 70), I think you’ll probably end up paying roughly the same.