I’m gonna hit that number in 2 months… about a year late, thanks to an investment decision that cut my IRA in half. This is with $0 in real estate as my name indicates. With some help from capital gains, stock options and in being a good w-2 slave.

It is simple math, but if you are age 25 and in the tech business, it is very easy to hit a 7-digit net worth before your 40th birthday in addition to raising a family; in San Diego; on a single income. But that requires you to have a savings goal which is at least 40% of your income… i.e. no expensive vacations, no ‘nice’ cars in return for ability to retire early. And you can still have a good life.

But I can already feel that this is still middle class number… getting to an 8 digit net worth might feel good.