My main point is it is not a disaster if you don’t have a million saved for retirement.

My mother retired at 65, takes bus trips a few times a year (they sponsor them at her senior community), as well as the Hawaii trip.

The bus trips are very cheap (few hundred dollars for several day trip).

Yep I guess you can’t spend big, but from what I have seen most don’t anyway (maybe a few do), me I think I could be happy just walking on the beach a few times a week.

To each their own.

Once you hit 75-80 it is very very unlikely your going to be riding off road motorcycles etc…