[quote=bearishgurl]
Your 10K sf lot somewhat negates the fact that you have a smallish house. A larger lot covers a lot of drawbacks of a smaller dwelling, imho.[/quote]

Well, that was an interesting way to pee on someone’s cornflakes, so to speak. Why is someone’s home size such a big deal? The point of this post was OP was asking for advice on whether he/she should tap into their equity to pay other debt.

Not that the point of this thread is to discuss San Marcos real estate. But, I’m sure it’s a nice house, and in a great area. It has appreciated well and will most likely continue to do so, since it’s a good area with good schools.

We get it. You like Chula Vista. You think it’s the biggest bang for the buck. You think for the same money OP spent 3 years ago, they could have bought a bigger house in places like Chula Vista, because that’s what you would have done. Good for you. You like living in Chula Vista, you would prefer living there versus living in San Marcos. For you, it’s where you want to be versus anywhere else. Good for you. Be happy with your decision.

Don’t get why you need to bring chula vista into this thread or many others. It’s like the same way you brought up about how terrible you think Carmel Valley is because once upon a time there was a migrant worker camp/shack off of 56. Yes, San Marcos re-appreciated much quicker than Chula Vista. Heck, Carmel Valley and Mira Mesa and even Santee did better too. It is what it is.