But that train might be circling back to the station or at least part way. One never knows. Anyways, I agree also with the comments about over thinking things because it would just be a lot of frustration. Now that I have made the decision I basically am going to put this to rest and move on with rest of my life. If I start seeing some headlines about the housing market moving the other way cause the fed has to pay the piper then I will perk back up. But for now I am going to live and let live. And yes, single with no kids and lots of savings. thanks for the therapy. I will post a follow up in a year/two/three/four or more… who knows!