I hate the auto industry. They no longer sell cars. Now they sell payments. It’s such a shitty thing to do.

I have no idea what do to with the upside down prius. Again, I wouldn’t sacrifice the house over it, since worst comes to worst the bank repo’s the car, and it becomes a ding on the credit.

I hope the OP has gap insurance. Because if someone hits his car and totals it, even if it’s the other person’s fault, insurance often will only pay up to the bluebook value, leaving you the owner on the hook for whatever difference.

Seems like the prius is unfortuantely going to be around for some time. The minivan however is on a 4 year lease, so eventually that will end. That’s good so car payments probably will be halved in a few years. Next car can be a nice preowned one that is inexpensive.