I would love a no underwriting loan for solar…

For people who watch the news, even Ben Bernanke mentioned he couldn’t refi (easily) since his income was not consistent/stable/w2.

http://www.businessweek.com/articles/2014-10-03/why-even-ben-bernanke-cant-refinance-his-mortgage-chart

For self employed folks, good luck finding folks who will bother working with you to do a loan…especially if your income is low due to larger write offs from a business since self-employed lending is now off your net income and not gross.

http://www.latimes.com/business/la-fi-bernanke-refinance-20141007-story.html

He can probably use a smaller bank, but I think smaller self-employed folks would have a tougher time.

When we purchased, I remember we could’ve put > 50% down and a lender wouldn’t even bother responding to us.