I agree with “carlsbadworker” in general, but to say that joe/suzy six pack buying an inflated home is a misallocation of money is a bit harsh. Stupid, yes, but not to be looked down on, just a very valuable lesson learned I would say. What bothers me the most about our economy is that we don’t have a good economy. How long can we keep scratching each others backs before someone has to go out and hunt down some food. Yes that was a caveman reference, this is not a new problem. Our country needs to wean itself off handouts (cheap labor) and stand up for ourselves and make worthwhile products. We are being bullied by the state with too much bureaucracy.