[quote=scaredyclassic]
instead of steadily eroding savings, wouldn’t it be more effective to have it be done randomly and in larger chunks/ Anyone who leaves cash in the bank for over 6 months, say, can randomly have a 2% chunk sliced away, say up to 3x a year. it’s done randomly by a computer. the money goes toward military operations to ensure dominance of the currency. this way, people will go out and spend it all..[/quote]

That would produce one hell of a bank run. With reserve lending every bank in America would be bankrupt in that scenario. Perhaps that is a good thing.