I’ve been pretty happy with my kids 529 plan @ vanguard…. Passive indexes slow and steady.. I use the Nevada plan, since I don’t like the CA one that isn’t done by vanguard, and there is no state tax benefit with a 529 in CA
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This – all of it.
That said – we’re switching our investment, this year, to ROTH IRA so we have more flexibility.
If they do Jr. College or don’t go to college, that can be used for our retirement.
We used to be income restricted, but that has changed and we qualify for Roth contributions again.[/quote]
I’m jealous….
I’m still a salary slave. Can’t do a Roth IRA….
To clarify, you mean that future contributions are to a Roth IRA… (You’re not rolling over funds from a 529 plan to a Roth IRA). I just want to make sure, because I want to make sure that 529->Roth IRA isn’t something you can do, right? If it is, I want to know about it:)
