Probably would not accept much more or less baggage than I bring, on the whole. That said, calculating it too much is kind of jerkish IMO. If it’s there with the two of you for the most part forgive and move on.
To be honest though, if that debt was from fake boobs and stuff like that I would move on. If it was from bad luck, maybe some school debt and the person just wasn’t the greatest saver, I would probably work with her.
Don’t hold her family against her, that’s BS. IF she is good it won’t determine your quality of life unless you decide to get hung up about it over and over. You can set limits on her family. Besides, your family is probably just as screwed up but in different ways.
Don’t get involved further if you have some kind of superiority trip ypu have to hold over her.