[quote=scaredyclassic]Just bought 1 million term policy.

nothing magical about 18.

most of the heavy lifting is done by 7 or so, psychologically speaking.

money is maybe not quite as important as being there, but it’s comng up close behind….[/quote]

Yep, we just got additional term life policies, too. Already had term life policies, but added to them and these new ones will extend longer, so our kids should be able to make it through college, age-wise, with this.

Still, I fear leaving them; sometimes, I worry way too much about this.