[quote=flu][quote=scaredyclassic]i guess what im thinking is, at 20 years remaining, at 4 percent, it’s basically like a cheap mortgage, without the tax deduction. Even over the last 10 years since sshe started th eloan, 300.00 means a lot less to us ina month than it did a decade ago. i’d be pretty surprised if the trend didn’t continue. an extra 300 a month isnt really going to give a lot more flexibility overall…[/quote]

ding ding ding….[/quote]

It depends. For many people, that $300 is more today than it was a decade ago. It really depends on your current, and future, job/income prospects.