^^^

The social safety net of this country sucks painfully. Therefore, people should be encouraged so have at least 6 months to a year in savings, since they can’t count on assistance from other sources. This isn’t happening. If money becomes more of an investment, I’d say GOOD!

Secondly — savings can always be invested in a business venture or spent outright. Investing in debt isn’t the only way to make money.

Lack of debt would actually improve returns on property, since purchase prices would go down if people buy without leverage.