Why would a scenario with a roughly constant dollar be a capitalist’s dream? Unless the dollar goes UP in value, holding money wouldn’t be an investment, but rather a cushion. You’d still need to invest it to actually MAKE more money as opposed to spending what you’ve got and running out.
Americans already have too small of a cushion to fall back upon under bad times (and a piss-poor public safety net as well), so encouraging more savings would be beneficial to the average American.