[quote=BoomerAang]I love my AMEX card as well, but it is not accepted everywhere. I get shot down a lot with that card since they charge the merchant double what VISA/Mastercard do. Discover and AMEX have this extended warranty for all of their customers. I believe VISA signature cards also have a similar policy that extends the manufacturers warranty by a year. The VISA and Mastercard policy is different for each card.[/quote]

Yeah. That’s the thing that sucks, especially for people that travel overseas quite a bit. Here in the USA, AMEX is accepted in most places but where it gets tricky is overseas. I travel abroad quite a bit and AMEX isn’t taken in many places.

I found the Citibank Executive card (Black) is really great. The annual fee is high at something like $500 a year but they don’t charge on forex fees and I get AA miles which are valuable to me. The amount I save on forex fees more than makes up for the annual fee. But other perks like the American Airlines Admiral’s Club isn’t really a perk because any AMEX Platinum card allows you to enter the Admiral’s Club.

Still the Visa Signature still sucks. I’ve gone through that extended warranty process before and they ask for TONS of paperwork, it takes tons of time and although you ultimately might get reimbursed, I have to put a value on my time and by the time I get done with all of that it feels like I just filled out the paperwork to adopt a blind kid out of China! LOL.

AMEX process is so effortless. I’ve never even had to fill out a police report or even get a quote before.