Did you have them actually out to your property to look in person?

We were denied at first, because most companies use Google Maps and a lot of the pictures for 4S are fairly outdated and show a lot more brush/etc. They sent a person out, took one look, and immediately qualified us.

FWIW we use ANPAC. Absolutely blew away all our other insurance quotes. I’ve moved all our insurance to them after being long time AAA and Wawanesa customer.