Interesting comments. Having traveled a great deal also, you definitely realize and appreciate that your lifestyle (especially in San Diego) is an exception to the rule, and is something which should not be taken for granted.

I’ve always felt that it’s a lot easier to make a fortune than to sustain a fortune over a lifetime.

Throughout my life, I’ve known many people who have made loads of money, only to find themselves in a very different situation in their 50’s and 60’s+. Places like San Diego can eat people alive, financially, if they aren’t careful.