[quote=dumbrenter][quote=The-Shoveler]
But really I think it is more borrowing retirement and investment accounts (and parents) then taking a mortgage after close than anything else.[/quote]

I fail to understand this. won’t it be better for them to take a mortgage before buying the property rather than after? Can you elaborate on possible motivations to do such a thing?[/quote]

All else being equal, the sellers (and RE agents) will choose a cash buyer every time (well almost), a lot less uncertainty.