[quote=Ren]My finances are none of your business, but your number is close enough. We also have two white collar professional incomes, 750-820ish ficos, and no debt other than the primary mortgage. We buy Mazdas instead of BMWs (wifey has to reign me in on that one).[/quote]

[quote=Ren]. . . Of course I look at the rate of return, but never count on appreciation. That’s just not the point – income is. I like to view the entire rent as adding to it. Someone else will buy me multiple properties – paying the PITI and maintenance for 30 years and then funding my retirement (not to mention my primary residence, the kids’ college, and all our car payments). . .[/quote]

Ren, I don’t really care about any Piggs’ finances here. It’s not only me, but that old, crotchety Suze Orman would actually advise you not to pass go or collect $200 if you were carrying vehicle loan(s).