ER, I don’t mean to say you always had the pot. I’m saying you have the pot now, so your thinking is definitely different than those who don’t and resort to these risky behavior to get rich. Do you think they’re any different than those who take their paycheck on pay day to the casino hoping to hit it rich? Sometimes, you have to take a step back and see that there are many different people with many different mindset. I won’t say one way is better than the other because I’m not smart enough to know that. I’ll just let the result speak for itself. Your way obviously worked for you. Congrats. But I don’t like to bastardize those who do things differently.

I know buying 1 year CD is different than buying stocks/forex/etc. But it’s still investment, isn’t? It’s just very safe investment vs more riskier investment. I did the risky stuff when I was 18 and starting out with $1-2k. It didn’t work out, I learned my lesson and move on. Some people need to learn it the hard way and some will never learn. But that’s their prerogative and I won’t say they’ve cross some magical limit.