Sorry CAR, but loosing your life is 1000000X more to lose than even a $1M. Losing a $1M can be gained back but once you lose your life, that’s it. No second chances. So, they’re not even on the same level when we’re talking about risk.

You say you attribute 90% of your success on luck, yet, you don’t seem to attribute 90% of those who took the risk and fail on bad luck. Why is that? Why is your success is 90% good luck and someone else’s failure is not 90% bad luck?

Again, I don’t like to paint with a broad stroke and I don’t know enough about people’s finances and their risk taking to judge them when they fail. You might be OK with judging them for their failures, but I think often times, there are more information that I don’t know about, so I rather not judge. Everyone has the freedom to take whatever risk they feel is appropriate for them. Some will succeed and some will fail, even at the example same risk tolerance level. So, I’m not going to sit here and say, my risk level is just right and those who take more risk than me are just foolish and deserve their failure.