[quote=spdrun]I creamed in my pants, repeatedly, when the Dow fell below 10k and the news about property values started breaking.[/quote]

Why? So your 401k starts looking like a 201k… Big deal…Relatively speaking so does everyone else’s….Some people’s probably looks more like a 301k other’s look more like a 101k.

Actually, I guess my life is based on relative to everyone else… If I get screwed, are there people that didn’t get screwed as me? Yes… Ok.. Are there people that got screwed more then me? Yes… Ok… So relatively speaking I’m average screwed versus some people slightly less screwed versus some people much more screwed….

And frankly the way I’ve seen a lot of people handle their finances, I has to take some serious effort to get more screwed than a lot of people who are already pretty much screwed even before they started leveraging.

Look at all the people who the moment they start “feeling” slightly better, as soon as they can barely afford to make the bare minimum payment on an expensive car, or the moment that they have access to credit they spend it on a discretionary big ticket item and have virtually $0 savings and $0 net worth as a result. How much worse can you really do than that? I mean you have to be completely reckless to do worse than that…