The tide in the housing market has turned its direction from bullish in the past 5-6 years to bearish, Alex_angel. That’s just how the market economy works, it can’t go on forever going up or going down. Look at our recent history in the Internet dot-com bubble during 2000-2001 timeframe. You might say yeah, but it’s different this time since home involves more US people to participate compare to the stock market plus there is the 911 terrorist attack. Remember the old saying that if something is too good to be true, then it probably is.