I guess that’s why I’m chicken and only consider areas where a good portion of the tenats are high(er) income, higher credit score people.

Had one issue with a really crappy tenant in bay area. Person trashed the place. Since then, I vowed never to rent to someone with questionable credit. Never had a a problem since.

A persistently shot credit to me is a reflection of the person’s responsibility or lack there of.

I was helping screening tenants for some folks in L.A. and you can’t believe some of the credit horror stories I’ve seen. The person was a utility linesman and making (with overtime) $120k roughly and could have easily afforded rent…Person’s credit was totally shot..Had over $125k in credit card debt spread between Macy’s and Visa, and that’s after the other 3 credit card accounts that were already settled and paid off as part of a credit pay off agreement…

Absolutely ridiculous..Living proof that it’s not that folks have a problem with not making enough…Like our government, folks have a major spending problem…

But that’s ok..Because the government is expected to take care of them 🙁