[quote=flu]Rates are gonna stay low per fed action[/quote]

That said, if there is a black swan event that bring down the entire economy, it will be the interest rate. I don’t know how it is possible yet with FED’s printing machine. But the government is overloaded with the debt. Corporate America and investors are lured into debt by low interest rates these days. If the interest rate somehow did rise, it has more impact on your “investments”.